A 360° View of Your Finances
Free. Private. No account required. Everything stays in your browser.
About:
I built FinLit360 because I got tired of maintaining multiple spreadsheets and hunting down advanced calculators every time I needed to plan, organize, or track my finances. I wanted everything in one place, easily accessible, private, and rich enough to actually be useful.
I have a background in coding and technology, and a genuine love of finance and planning. I built this for myself first, and I'm sharing it hoping it helps you as much as it helps me.
📊 What is FinLit360?
FinLit360 is a comprehensive suite of financial calculators and planning tools, all in one place, connected to a single net worth picture. No ads, no data collection, no sign-up. Your numbers never leave your device.
🔒 Your Data is Private
All data is stored in your browser's localStorage. Nothing is sent to a server. Nothing is shared. Clearing your browser cache is the only way data gets removed. Use the Export feature on the home page to back up your data.
🧮 What's Included
Retirement planning · Mortgage calculator · Auto loan · Budget planner · Debt & DTI analysis with payoff strategies · Savings tracker · Loan calculator · Rental property analysis with IRR, MIRR, MOIC, DSCR, and tax modeling.
📤 Export Everything
Export any calculator to PDF for sharing or printing. Export all your data to a single Excel spreadsheet for backup from the home page, and restore it anytime. The budget and debt tabs also accept direct XLS uploads.
⚠ Disclaimer — Not Financial Advice
FinLit360 is provided for educational and informational purposes only. All calculations, projections, and outputs are illustrative estimates based on the inputs you provide. They do not account for your complete financial picture, individual circumstances, tax situation, or future market conditions.
Nothing on this website constitutes financial, investment, legal, or tax advice. FinLit360 is not a registered investment advisor, broker-dealer, or financial planner. No content on this site should be construed as a recommendation to buy, sell, or hold any security, investment, or financial product.
Retirement projections, investment return assumptions, and real estate analyses involve significant uncertainty. Actual results will vary. Past performance of any asset class does not guarantee future results. Mortgage, loan, and debt calculations assume fixed rates and do not account for variable rate changes, prepayment penalties, or other loan-specific terms.
Tax calculations are simplified estimates. Tax laws change frequently and vary by jurisdiction. Always consult a qualified CPA, tax attorney, or financial advisor before making financial decisions based on any information on this site.
Use at your own risk. By using FinLit360, you acknowledge that Musetti Consulting and FinLit360 are not liable for any financial decisions made based on information or calculations provided by this tool.